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HOME BUYER TIPS

Create Your "Wish list"

Make your wish list. Focus on the features you want in a home: 2 bedrooms or 3? 1 bath or 2? Garage or no garage? Knowing what you're looking for will help you focus your search. And it will help your real estate broker, too.
>> Checklist << ( Adobe Acrobat Reader Required )

Find Out How Much Mortgage Can You Afford

You can save yourself a lot of wheel-spinning if you take a minute to figure out how much mortgage you can afford. You also need to consider current loan interest rates. The lower the interest rate, the more expensive the home you'll be able to afford.

Home Inspections

When you make an offer on a home, it's a good idea to make your offer contingent on a home inspection, conducted by an independent authorized inspector. You will have to pay for this inspection yourself, but it could keep you from buying a house that will cost you far more in repairs, down the road. If you are satisfied with the results of the inspection, then your offer can proceed. If you aren't, you may want to negotiate, asking the seller to pay for certain repairs or asking for a lower price.

Get It In Writing

Never make verbal agreements, they are not binding or enforceable by law unless in writing.

Shop Around

Contact at least three mortgage lenders before you make a decision so that you get the best rate and loan for you.

Read All Documents Before Signing Them

Be sure you understand all the terms. Don't be afraid to ask for explanations, if necessary take it to a real estate lawyer.

 

HOME SELLER TIPS

Clean Up The Outside

  • Curb appeal is the first impression of your house. Keeping the grass cut and the area tidy will help make a great first impression.
  • Paint or wash the exterior of the house (including window casings, shutters, and doors).
  • Wash the windows inside and out.
  • Check the gutters and chimney.

Touch Up The Interior

  • Put a fresh coat of paint in the most used areas of the home. This will clean as well as brighten up the rooms.
  • Wash the walls where paint is not appropriate (i.e. wall paper, paneling).
  • Shampoo dirty carpets.
  • Get rid of clutter. Clean out your closets, garage, basement and attic. Use self storage if necessary.
  • Replacing air filters will help keep the dust down.
  • Wash all floors and bathroom tiles.

Replace Bathroom And Kitchen Fixtures That Are Worn Or Leaking

  • People will notice a leaking or worn-out faucet. By replacing these items, you will give a new look to the room.
  • Clean under the sinks. If there is any leaks fix them. Then clean up the damage using contact paper or paint.

Get Rid Of Any Bad Smells In Your Home

  • Pay attention to pet or cigarette odors.
  • Place scented potpourri around the house.
  • Open windows to air out the rooms.

 

 
 
 
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